Facing an IRS Lien or Wage Garnishment? We Can Help Stop It.
Liens and Wage Garnishments: Protect Your Assets and Income from the IRS.
When you owe back taxes to the IRS, they can take aggressive action to collect what you owe through liens and wage garnishments. These actions can put your property and income at risk, making it difficult to move forward financially. At Cheshier Tax Resolution, we help individuals and businesses stop or resolve liens and wage garnishments, protecting their assets and securing their financial future.
What is an IRS Lien?
An IRS lien is a legal claim placed on your property when you owe unpaid taxes. The IRS files a Notice of Federal Tax Lien in the public record, alerting creditors that the government has a right to your property. This lien can affect your:
- Home
- Vehicle
- Bank accounts
- Other personal or business assets
A lien can make it difficult to sell or refinance property, damage your credit score, and prevent you from accessing your financial assets.
What is a Wage Garnishment?
A wage garnishment (or wage levy) is when the IRS directly takes a portion of your paycheck to satisfy unpaid tax debt. This means your employer is required by law to withhold a percentage of your wages and send it directly to the IRS. Wage garnishments can take a significant chunk out of your income, making it hard to pay your bills or cover your living expenses.
Both liens and wage garnishments are serious collection actions that can severely impact your financial health, but with the right strategy, they can be stopped or resolved.
How to Stop or Remove an IRS Lien or Wage Garnishment.
Stopping or resolving IRS liens and wage garnishments requires quick and decisive action. Here are several ways you can address these issues:
- Pay Your Tax Debt: Paying the full amount owed is the quickest way to release a lien or stop a wage garnishment. However, we understand this isn’t always possible for everyone.
- Set Up an Installment Agreement: If you can’t pay in full, setting up a monthly payment plan (Installment Agreement) with the IRS can halt wage garnishments and eventually lead to the removal of a lien.
- Submit an Offer in Compromise: This program allows you to settle your tax debt for less than what you owe. Once accepted, a lien or garnishment can be lifted as part of the resolution.
- Request a Release Due to Hardship: If a wage garnishment is causing significant financial hardship, you may qualify to have the garnishment reduced or removed. The IRS may release the garnishment if they determine it is preventing you from meeting necessary living expenses.
- Dispute the Lien or Garnishment: If you believe the lien or garnishment was issued in error, we can help you file a dispute and work with the IRS to resolve the issue.
How Cheshier Tax Resolution Can Help.
At Cheshier Tax Resolution, we understand how devastating liens and wage garnishments can be. Our experienced team works quickly to protect your assets and income, giving you the breathing room to resolve your tax debt. Here’s how we can help:
Long-Term Tax Solutions: Beyond stopping liens and garnishments, we’ll help you create a strategy to resolve your overall tax debt and prevent future issues.
Immediate Action: We take swift action to stop wage garnishments and negotiate the release of tax liens.
Negotiation with the IRS: We’ll work with the IRS to establish a payment plan or alternative solution that fits your financial situation.
Representation and Protection: Our team will handle all communication with the IRS, ensuring your rights are protected throughout the process.
Don’t Wait for the IRS to Take Your Income or Property
If you’ve received notice of an IRS lien or wage garnishment, time is critical. Contact Cheshier Tax Resolution today to stop IRS collections and protect your assets. We’ll guide you through the process and work to find the best solution for your situation.
Call us at 469-647-9950 or fill out our online form to schedule a free consultation today